Commercial Property & Liability

Commercial Properties is basic property coverage for light commercial occupancies, with optional business liability coverage. Much like our Dwelling Properties line for personal use residences, our Commercial Properties line offers quality basic coverages for light commercial operations.

With Commercial Properties insurance, you get the peace of mind that your property is insured against fire, but you can also add optional coverages, such as:

  • Windstorm and Hail
  • Lightening
  • Riot or Civil Commotion
  • Smoke
  • Vandalism
  • Sinkhole Collapse
  • Damage from Explosion
  • Damage from Vehicles or Aircraft
  • Damage from Volcanic Eruption

Instead of electing basic coverage, and then selecting optional coverages, you can get the peace of mind of a Broad Coverage policy, which includes the following:

  • Fire
  • Smoke
  • Collapse
  • Vandalism
  • Water Damage
  • Weight of Ice & Snow
  • Windstorm
  • Hail
  • Glass Breakage
  • Lightening
  • Glass Breakage
  • Falling Objects
  • Damage from Vehicles
  • Damage from Aircraft
  • Damage from Explosion
  • Riot or Civil Commotion
  • Sinkhole Collapse
  • Smoke

Plus, Optional Sprinkler Leakage Coverage